ZIP 03574 Housing Market Update (Bethlehem, NH) — February 21, 2026
03574 – February 21, 2026 – Bethlehem, NH market check: Jan median sale price about $361K, listings remain limited, and 30-year rates near 6%.
Daily housing market check for ZIP 03574 (Bethlehem, Grafton County, New Hampshire).
- Prices: January 2026 closed-sale data puts the median sale price around $360,500, slightly lower than a year ago.
- Inventory: Supply remains tight by small-town standards (single-digit month-end inventory on Zillow’s ZIP dashboard; limited active listings on Redfin’s live search).
- Rates: National mortgage rates eased again this week, helping affordability at the margins, but payments are still the big hurdle.
Market snapshot (latest available)
Redfin’s ZIP-level housing market update for January 2026 shows a median sale price of about $360,500 in 03574 (down roughly 1.5% year-over-year). The same update shows homes taking about 80 days on market on average, with 6 homes sold in the month. Taken together, that reads like a small, seasonal market where each month’s handful of closings can swing the median.
On the broader value trend side, Zillow’s Home Value Index for 03574 was about $346,356 as of January 31, 2026 (up 4.6% over the past year). Zillow’s dashboard also showed 9 homes in for-sale inventory at that month-end snapshot.
Mortgage rates (why buyers still feel pressure)
Freddie Mac’s Primary Mortgage Market Survey reported an average 30-year fixed rate of 6.01% for the week of February 19, 2026 (with the 15-year at 5.35%). Even modest rate drops can expand buying power, but in a limited-inventory ZIP, better financing often translates into faster competition on the best-kept homes.
What’s for sale nearby (no addresses)
At the time of today’s check, Redfin’s live search showed 17 homes for sale in 03574, spanning everything from smaller projects and land to higher-end mountain properties. A practical way to think about the current mix:
- Under ~$100K: mostly land or smaller ‘project’ opportunities
- ~$250K–$550K: much of the move-in-ready single-family selection
- $1M+: occasional luxury/statement properties
If you’re actively shopping, keep a close eye on days on market. In slower-moving listings, sellers may be more open to inspection credits, timing flexibility, or price adjustments—especially if the home is competing with newer or better-sited inventory.
Local ServiceXTC pros (when available)
We attempted a quick pull of ServiceXTC directory pages for real-estate-adjacent needs in/near 03574 (home inspection, HVAC, plumbing, electrical, roofing, remodeling). No verified ServiceXTC provider pages were available to include for this ZIP at publish time.
Sources (see URLs in the post metadata)
- Redfin: 03574 housing market and active listings
- Zillow: 03574 home values dashboard
- Freddie Mac: Primary Mortgage Market Survey (PMMS)
What are you seeing right now in Bethlehem/03574: more price cuts, or buyers still moving quickly when a well-priced home hits the market?