ZIP 69361 Housing Market & Real Estate Update (Scottsbluff, NE) — February 22, 2026
69361 – February 22, 2026 – Scottsbluff, NE snapshot: mixed pricing signals, ~57–72 active listings, 6.01% 30-yr rates, and slower turn times.
ZIP 69361 (Scottsbluff area, Scotts Bluff County, Nebraska) continues to show a tug-of-war between affordability and rate pressure. The latest portal snapshots still point to tight-ish inventory, but pricing signals vary depending on whether you look at closed sales, active listings, or estimated values.
Top takeaways
- Mortgage rates eased again: Freddie Mac’s weekly average 30-year fixed rate was 6.01% as of 02/19/2026.
- Active inventory looks limited: different trackers show roughly the high-50s to low-70s homes for sale (portal coverage varies).
- Price trend is mixed: Redfin’s recent median sold price was about $192K (down year over year), while Realtor.com shows a higher median sale price around $249K and Zillow’s typical value is about $175K.
- Market pace is not ‘instant’: recent metrics show homes taking weeks to a few months to move, and sellers averaging around the high-90s percent of list.
Market snapshot (last 30-day view of published data)
Closed-sale pricing: Redfin’s housing market page for 69361 puts the latest median sale price around $192K (Dec 2025) with homes averaging roughly 41 days on market and fewer sales than a year earlier. Realtor.com’s ZIP market dashboard reports a median home sale price of $249,000 (historical through Dec 2025) and describes the area as ‘balanced’ with an average sale-to-list ratio near 98%.
Home values vs. list prices: Zillow’s Home Value Index for 69361 shows a typical home value of $175,014 (data through 12/31/2025) and an estimated for-sale inventory around 57. Meanwhile, Realtor.com’s active search results for 69361 show roughly 70+ listings and a median listing price just over $200K. These aren’t contradictions so much as different datasets and timing.
What’s for sale nearby (no addresses)
On Redfin’s 69361 search, the current mix includes lower-priced older homes (often under $200K), mid-range single-family options around the low-to-mid $200Ks, and a smaller set of higher-priced properties and small multifamily/investment listings. Realtor.com and Zillow show a similar spread, so buyers may get the best results by checking multiple portals and setting alerts.
Two examples of what to watch this week: (1) entry-level 2–3 bedroom homes that could pencil as rentals if condition is solid, and (2) move-in-ready 3–4 bedroom homes in the $250K–$400K band where monthly payment sensitivity is highest at today’s rates.
Local development watch
No major zoning or subdivision headlines surfaced in the last few weeks in the sources reviewed. If you are tracking new construction, the practical next step is to watch city/county permit activity and any planning commission agendas for infill projects, rehabs, and small-lot splits that can add incremental supply.
ServiceXTC directory note
ServiceXTC does not currently show provider profiles tagged specifically to ZIP 69361 in the pages accessible for this update. Local inspectors, roofers, HVAC techs, electricians, and remodelers can add a listing to help residents find trusted help faster.
What are you seeing right now in Scottsbluff-area pricing and showing activity: more price cuts, or more buyers stepping in?
Sources
https://www.freddiemac.com/pmms
https://www.redfin.com/zipcode/69361/housing-market
https://www.redfin.com/zipcode/69361
https://www.realtor.com/local/market/nebraska/zipcode-69361
https://www.realtor.com/realestateandhomes-search/69361
https://www.zillow.com/home-values/88409/scottsbluff-ne-69361/
https://www.zillow.com/scottsbluff-ne-69361/