ZIP 54482 Daily Housing Market Update: Prices Up, Inventory Tight (Stevens Point, WI Area)

ZIP 54482 (Stevens Point area, Portage County, Wisconsin) is still showing a competitive-for-buyers feel heading into late February, with recent price measures running higher than last year and relatively lean for-sale supply depending on the data source.

Top takeaways

Prices: recent ZIP-level measures are up year over year (different platforms show different medians/indices).
Market pace: Redfin shows homes selling faster than last year, with ‘very competitive’ conditions.
Inventory: active listings remain limited; rentals look especially scarce.
Financing: national mortgage-rate averages dipped again last week, which can improve affordability at the margins.

Market snapshot (last 30 days of reporting, most recent data shown)

Pricing. Redfin reports a median sale price around $358K for December 2025, up 10.7% year over year. Zillow’s home value index for 54482 shows a typical value around $346K, up 8.4% over the past year (data through December 31, 2025). Realtor.com’s ZIP market page shows a December 2025 median around $395,685. The spread mostly reflects differences in methodology (sales-based median vs. modeled index vs. MLS-linked metrics).

Speed & competition. On Redfin, homes averaged about 58 days on market in December 2025 (faster than last year) and the ZIP is rated very competitive, with ‘hot’ homes sometimes going pending quicker and above list.

Inventory & rentals. Current for-sale counts vary by site, but all point to a manageable, not overflowing, selection. Zillow shows 13 homes in for-sale inventory as of January 31, 2026, while Realtor.com shows 32 active listings in its December 2025 reporting. For rentals, Realtor.com flagged only 1 rental listing in the ZIP for that period, suggesting limited options for renters.

What’s for sale nearby (examples, no addresses)

Entry-to-mid price range: older single-family homes in the high-$200Ks to low-$300Ks with larger lots show up in the current mix.
New construction: multiple new-build ranch plans appear in the mid-$300Ks to mid-$400Ks, a sign builders are still active even with higher borrowing costs.
Upper-end homes: a handful of listings run from roughly the mid-$600Ks into seven figures, typically tied to newer builds, acreage, or high-end finishes.

Rates watch (national)

Freddie Mac’s weekly Primary Mortgage Market Survey shows the 30-year fixed-rate average at 6.01% as of February 19, 2026 (down from 6.09% the prior week). Even small moves can change purchasing power, so it may be worth re-running a payment scenario if you’re actively shopping.

ServiceXTC local pros

We did not locate verified ServiceXTC provider pages specifically tied to ZIP 54482 in today’s quick directory scan. If you’re a local contractor (inspection, roofing, HVAC, plumbing, electrical, remodeling), getting listed can help buyers and sellers find you when projects pop up during a move.

Sources (no links in-body)

Redfin ZIP 54482 housing market & active listings pages
Zillow ZIP 54482 home values page
Realtor.com ZIP 54482 market summary page
Freddie Mac PMMS weekly mortgage rate averages

What are you seeing right now in 54482 — more price cuts, more competition, or more homes coming on the market?