Florence, CO Housing Market Update: Inventory, List Prices, and Mortgage Rates (March 6, 2026)
Florence, CO – March 6, 2026 – Inventory is moderate with 79 active listings and median list price near $368K; rates held around 6% nationally.
Buyer demand in Florence continues to be influenced by borrowing costs, but a steady stream of active listings is giving shoppers more options than they had in tighter conditions. For sellers, that often means presentation, pricing discipline, and flexibility in negotiations matter more than simple scarcity.
Top takeaways
- Median listing price is about $368K, with 79 active listings.
- Homes are taking time to move, with a median 78 days on market.
- Mortgage rates held near 6.00% on the latest weekly read.
Market snapshot
Overall, the current snapshot points to a market where buyers can compare multiple homes, take time to evaluate trade-offs (condition, layout, location, and required updates), and still be selective. Medians are a useful temperature check, but they can shift as the mix of homes for sale changes.
- Median listing price: $367.5K (about $224 per sq.ft.).
- Median days on market: 78.
- Median rent: $1.16K.
What’s for sale right now
Active inventory spans a wide band of price points and home types. Recent examples include a 3-bedroom listed around $317K, a 5-bedroom around $435K, and a larger home around $480K (no addresses listed here). With this kind of spread, many buyers end up prioritizing “must-haves” (bedroom count, functional space, and overall condition) and then deciding where they’re willing to compromise.
Rates and financing
Freddie Mac’s weekly survey put the average 30-year fixed mortgage rate at 6.00% for the week ending 03/05/2026. If rates remain near this level, affordability decisions tend to come down to price adjustments, seller credits, and whether a home is truly move-in ready versus needing near-term work.
Permits and development watch
For projects that can impact resale value—such as roof-mounted equipment, structural changes, or major renovations—the city directs homeowners to planning and zoning resources and notes that building permits are required under city code.
What are you seeing lately: more price cuts, or buyers still competing for the best-kept homes?