Georgetown Housing Update: Prices Hold Steady as Inventory Builds
Georgetown, KY – March 14, 2026 – Home values hover in the mid-$300Ks as inventory expands and days on market improve early in 2026.
Home prices in Georgetown, KY are holding relatively steady heading into spring, while inventory and buyer choice continue to improve.
Top takeaways
- Typical home value around $327K, up about 3.5% year over year.
- Median sale price near $346K in January, essentially flat from a year ago.
- Homes going pending in as little as 18 days, though closed sales dipped slightly.
- Active listings near 200 at year-end, giving buyers more options.
Market snapshot
According to Zillow data through late 2025, the typical home value sits at roughly $327K, with a 3.5% annual gain. Median list price was about $389K at year-end, and inventory totaled 197 homes. Homes are moving to pending status in a median of 18 days, signaling steady demand.
Redfin reports a January median sale price of about $346K, up just 0.09% from last year. Forty-six homes sold in January, slightly fewer than a year ago, while median days on market improved to 48 days. The data suggests a market that is no longer surging, but not retreating either.
Regional context
Across the Bluegrass region, 2026 has started with rising supply and modest price growth. A recent Central Kentucky report noted single-family prices up about 5% year over year in January, alongside longer marketing times as inventory expands. That broader trend appears consistent with conditions in Scott County.
Rental trends
Average rent in the area is approximately $1,539, with rents posting modest month-over-month and year-over-year gains. While for-sale inventory has improved, rental demand remains steady as some households wait for clearer rate signals before buying.
What to watch this spring
- Whether new listings accelerate ahead of peak buying season.
- How mortgage rate movements influence buyer urgency.
- Price adjustments on higher-priced listings near the $400K mark.
Overall, Georgetown remains balanced: sellers are still achieving solid prices, but buyers have more leverage than during the peak frenzy years. What changes are you seeing in your neighborhood so far this spring?
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