Oxford, WI Housing Market Update: Tight Inventory, Rates Below 6%
Oxford, WI – February 27, 2026 – Local home values hovered near $254K as of late January; inventory stayed tight, and rates dipped under 6%.
Inventory remains limited heading into late winter, and pricing is still holding up even as the pace of deals looks slower. In a smaller market, a single closing or new listing can quickly shift the picture.Â
Key numbers to know
- Zillow’s typical home value: about $254K (data through Jan. 31, 2026).
- Zillow showed 12 homes for sale in the market area at the end of January.
- Redfin: homes going pending in about 47 days, and selling roughly 2% below list on average.
- Freddie Mac: national 30-year fixed average at 5.98% (Feb. 26, 2026).
Market snapshot
Redfin also reported one recent sale in the past month at around $223K, highlighting how small sample sizes can make monthly changes look bigger than they feel on the ground. For buyers, that typically means watching new listings closely and moving quickly when a home matches budget and condition.Â
What shoppers are seeing nearby
- Lower-priced homes in the ~$140K range showing as contingent, with mid-$200Ks homes marked pending.
- Buildable lots advertised in the mid-$30Ks to mid-$40Ks range, alongside higher-priced land offerings above $200K.
Which segment has felt most competitive locally lately—starter homes, cabins, or land?