Topsham housing market update: values near $450K, inventory 19, rates under 6%
Topsham, ME – February 27, 2026 – Zillow shows typical values near $450K, 19 homes for sale and 5 new listings; mortgage rates are about 5.875%.
Zillow’s housing-market page for Topsham, ME (data through Jan. 31, 2026) puts typical home values around $450K, up about 0.4% year over year. The same tracker shows 19 homes for sale and 5 new listings, a snapshot that still reads as lean inventory heading toward the spring showing season.
Quick market takeaways
- Inventory remains tight: 19 active listings on Zillow’s tracker suggests limited choice for buyers and continued pressure on well-priced homes.
- Rates are still the main affordability lever: Zillow Home Loans lists a 30-year fixed mortgage rate at 5.875% (last updated 2/26/2026).
- Entry-level and rental options look limited: advertised rents for smaller units are described as clustering a little above $2K.
What’s on the market right now
On the lower end of the for-sale range, the lowest-priced home currently showing on Zillow is described as about $132K for a small 2-bed/2-bath. On the non-residential side, a commercial lot is listed around $389K (PrimeMLS feed via Portside Real Estate Group), a reminder that business-ready sites can still draw attention even when residential inventory is thin.
Permits, zoning, and local help
The Town’s Code Enforcement office oversees zoning and building permits and is warning residents about scam emails seeking permit-fee payments. ReCode Topsham, the town’s multi-year zoning rewrite effort, lists no special events scheduled right now.
ServiceXTC local pros to line up before listing or closing: Midcoast Residential Service (handyman), Mid-Coast Roof Techs (roofing), Bailey & Sons Roofing (roofing).
What are buyers and sellers seeing right now: more price cuts, or still multiple offers?
Sources
- https://www.zillow.com/home-values/396140/topsham-me/
- https://www.zillow.com/homeloans/mortgage-rates/
- https://www.portsiderealestategroup.com/property/118-main-street-topsham-me-04086/25211929/
- https://www.topshammaine.com/code-enforcement
- https://www.topshammaine.com/recode
- https://servicextc.com/midcoast-residential-service/
- https://servicextc.com/mid-coast-roof-techs/
- https://servicextc.com/bailey-sons-roofing/