ZIP 14070 Housing Market & Real Estate Update (Gowanda, NY)
14070 – February 24, 2026 – Tight inventory and fast sales persist around Gowanda as prices jump year over year; see snapshot, rates, and for-sale trends.
ZIP 14070 (Gowanda, New York; Cattaraugus County) is still a small, fast-moving market where a handful of sales can swing the stats month to month. The latest read: prices are up year over year, and well-priced homes are going pending quickly.
Top takeaways
- Recent sales show strong year-over-year price gains, even with fewer closed transactions.
- Time-to-contract looks quick in the most recent month, so buyers should be ready with financing and inspections lined up.
- Active inventory appears limited (platforms show numbers from single digits to the teens), keeping competition firm.
- Mortgage rates eased again last week, which may bring more buyers back into the spring market.
Market snapshot
Prices and speed (recent month): Redfin’s January 2026 snapshot for 14070 shows a median sale price of about $211,000 (up 48.1% year over year) with a median 11 days on market and 6 homes sold. Redfin also reports an average sale-to-list ratio around 108%, suggesting many accepted offers still come in above asking in a tight pool.
Inventory (right now): Realtor.com’s active-listing view for 14070 shows around 17 homes on the market, with an average time on market near 88 days and a median listing home price around $127,400. Differences across sites are common in rural ZIPs due to feed coverage, property types included, and how each platform counts newly listed vs. under-contract homes.
Rates (national average): Freddie Mac’s Primary Mortgage Market Survey for the week ending February 19, 2026 lists the average 30-year fixed at 6.01% (15-year fixed at 5.35%). For locals, even a modest rate dip can change the monthly payment enough to widen the buyer pool at the entry and mid tiers.
What’s for sale nearby (no-address highlights)
- Village and small-town homes: Current searches show several lower-priced options that may suit first-time buyers or investors, but condition and repair budgets matter.
- Move-in ready mid-range homes: There are also a few listings in the mid-$200Ks range, which tend to attract the broadest set of buyers when they are updated and have usable yards or outbuildings.
- Land and small-acreage parcels: At least a few lots and small-acreage listings are available across the ZIP, which can be appealing for buyers looking for a build site or extra space.
ServiceXTC local pros (directory check)
We did not find confirmed ServiceXTC directory pages for ZIP 14070 in today’s data pull. If you are a local contractor (inspector, roofer, HVAC, plumber, electrician, remodeler) serving Gowanda/14070, consider getting listed so residents can find you during their buying and selling projects.
What are you seeing?
Are homes in 14070 still getting multiple offers, or are buyers negotiating more on inspections and price this month?
Sources (reference pages used)
- Redfin: 14070 housing market page
- Realtor.com: 14070 homes-for-sale search and market facts
- Zillow: 14070 (Gowanda) homes-for-sale page
- Freddie Mac: Primary Mortgage Market Survey
- UnitedStatesZipCodes: ZIP 14070 profile