ZIP 22901 Housing Market & Real Estate Update (Charlottesville, VA)
22901 – February 25, 2026 – Charlottesville-area buyers are seeing steadier mortgage rates and tight inventory; check pricing trends and active listings.
ZIP 22901 (Charlottesville area, Albemarle County, VA) is heading into the spring season with prices still firm, buyers watching rates closely, and sellers benefiting from limited options in several price bands.
Top takeaways
- Prices: Redfin’s latest monthly snapshot (Dec 2025) shows the median sale price around $607K, up year over year.
- Speed: Homes are taking longer to sell than a year ago (Redfin shows a higher median days-on-market), which can create negotiating room on condition and credits.
- Rates: Freddie Mac’s weekly survey posted Feb 12, 2026 put the average 30-year fixed rate near 6.1%, a tailwind versus 2024–2025 highs.
Market snapshot (last 30 days of published data)
Pricing and competition: Redfin describes 22901 as ‘very competitive’ and reports a Dec 2025 median sale price of about $607K (+16.6% YoY) with a median sale price per square foot around $250 (+10.6% YoY). In that same update, Redfin shows a slower median time to contract/close than last year.
Active supply: Realtor.com’s ZIP view currently shows a median listing price around $597K and roughly 150 active homes, with listings averaging about 84 days on market. Different sites measure inventory and days differently, but both point to a market where well-prepped homes still draw attention while ‘needs-work’ properties linger.
Mortgage rate watch
Freddie Mac’s PMMS archive shows the 30-year fixed-rate mortgage averaging 6.09% (Feb 12, 2026) after 6.11% (Feb 5, 2026). If you’re shopping in 22901, even small rate moves can change purchasing power, so it can help to compare scenarios (rate buy-downs, adjustable-rate options, or a shorter term) with a lender before making offers.
What’s for sale nearby (no addresses)
- Condos and smaller homes: Zillow’s 22901 search is showing 100+ active results, including condos appearing in the high-$200Ks to low-$300Ks range.
- Townhomes and move-in-ready mid-range: Also on Zillow, townhome-style listings are commonly landing from the mid-$300Ks into the $500Ks depending on size and updates.
- Larger single-family and premium properties: Upper-tier inventory stretches well above $700K, with some listings reaching seven figures for newer, larger, or more land-oriented options.
ServiceXTC local pros (real-estate-adjacent)
Today’s automated pull did not return any confirmed ServiceXTC provider pages specifically indexed to ZIP 22901, so we’re not listing names here. If you’re a local pro serving 22901 (inspection, roofing, HVAC, plumbing, electrical, remodeling), make sure your ServiceXTC profile is published and tagged to this ZIP so it can appear in future updates.
Sources
- Redfin ZIP 22901 housing market page
- Zillow 22901 homes for sale search page
- Realtor.com 22901 homes for sale page
- Freddie Mac PMMS archive
- ZIP 22901 city/county reference
What are you seeing right now in 22901: more price cuts, more competition, or buyers waiting for even lower rates?