ZIP 32092 Housing Market & Real Estate Update — February 25, 2026

ZIP 32092 (Saint Augustine area) continues to look more buyer-friendly than it did last year, mainly because homes are taking longer to sell and prices are running softer year over year on major portals.

Top takeaways

Prices are trending down YoY in recent closed-sale snapshots, even as overall demand remains steady.
Homes are taking longer to move, which can open the door to negotiation, credits, or price reductions.
Inventory is still active (roughly around the 1,000-home range on some portals), so buyers have options.
Mortgage rates remain a swing factor; small rate changes can quickly shift monthly payments and buyer urgency.

Market snapshot (latest portal reads)

Redfin (Jan 2026) shows a median sale price around $459K (about -5.9% year over year), with homes selling in roughly 103 days on average and 424 homes sold (about -7.2% YoY). Redfin also shows buyers paying below list on average, with a sale-to-list ratio under 100%.

Realtor.com (Dec 2025) shows a median price around $484.5K, roughly $226/sq ft, and 93 days on market, plus a median rent around $2,350/mo. Active for-sale and rental counts still look elevated enough to keep shoppers picky.

What this means for locals

If you’re buying

Longer marketing times plus many active listings usually means you can be selective on layout, lot, and HOA terms. Watch for price-drop patterns and ask about seller credits (closing costs, rate buydowns, or repair allowances), especially on listings that have been sitting.

If you’re selling

The market still moves, but it rewards clean presentation and realistic pricing. If your home is competing with newer builds or refreshed resales, pre-list repairs and strong photos matter more than ever.

What’s for sale nearby (no-address browse ideas)

Mainstream resales: Use the 32092 search pages to sort by newest, price drops, and days-on-market to see where momentum is shifting week to week.
Townhomes/condos: Filter by property type to compare carry costs and see where HOA fees are pushing buyers up (or down) in price.
Rentals: Track new rental listings and reductions; a small softening in rents can change the buy-vs-rent math quickly.

ServiceXTC local pros (directory note)

We did not surface confirmed ServiceXTC provider pages tagged specifically to ZIP 32092 during today’s run. If you’re a local home-service pro (inspection, roofing, HVAC, plumbing, electrical, remodeling), consider adding your listing so locals can find you in future updates.

Question for 32092 locals: Are you seeing more price cuts this week, or are the well-priced homes still going pending quickly?

Sources

Realtor.com (ZIP 32092 market and listings)
Redfin (ZIP 32092 housing market)
Freddie Mac (PMMS mortgage rate trend)
UnitedStatesZipCodes.org (ZIP-to-city/county reference)