ZIP 33570 (Ruskin, FL) Housing Market & Real Estate Update

ZIP 33570 (Ruskin, Florida; Hillsborough County) continues to look more buyer-friendly than it did a year ago, with higher inventory and slightly softer pricing, while mortgage rates have eased again.

Top takeaways

Inventory is elevated: Realtor.com shows about 520 homes for sale in 33570 (data through December 2025), up roughly 32% year over year.
Prices are cooler: the median sale price is about $350,000 in 33570, down about 4% year over year .
Homes are still moving, just not fast: typical marketing time is about 83 days and sale-to-list is near 98%.
Rates improved this week: Freddie Mac’s 30-year fixed average is 6.01% (released February 19, 2026).

Market snapshot (33570)

Realtor.com’s ZIP-level dashboard (charts through December 2025) pegs 33570 as a buyer’s market, meaning supply is outweighing demand. Key reference points:

Median sale price: $350,000; median price per square foot: $189.
For-sale inventory: 520 homes; median days on market: 83.
Sale-to-list price ratio: 98% (homes sold about 2.5% below asking on average).
Rental check: median rent about $2,184, with rents slightly down year over year (-0.68%).

Rates & affordability watch

Freddie Mac reports the average 30-year fixed rate at 6.01% and the 15-year fixed at 5.35% as of February 19, 2026. In practical terms for 33570 buyers, even small rate drops can widen the range of homes that pencil out, and they may also pull more would-be sellers off the sidelines if they can refinance or restructure their move.

What’s for sale nearby (quick browse ideas)

Resale single-family homes: Redfin’s 33570 feed currently shows 338 homes for sale, spanning established neighborhoods and newer subdivisions.
Condos/townhomes and waterfront options: use the condo filters on Redfin or Realtor.com to compare HOA-driven monthly costs against a single-family alternative.
Land and buildable lots: if you’re considering new construction, browse land-for-sale filters first, then price out site prep, utilities, and insurance early in the process.

ServiceXTC local pros

We attempted to pull 3–5 verified ServiceXTC directory providers for ZIP 33570 (inspectors, roofers, HVAC, plumbers, electricians). No confirmed local provider pages surfaced in our index today, so we’re not listing names. If you’re a local pro serving 33570, getting listed helps buyers and sellers find help fast for inspections, repairs, and pre-listing punch lists.

Sources

Realtor.com (ZIP 33570 market overview)
Freddie Mac PMMS weekly mortgage rates
UnitedStatesZipCodes.org (ZIP 33570 city/county)
Redfin (33570 homes for sale)

What are you seeing right now in 33570: more price cuts, more new listings, or buyers finally stepping in?