ZIP 35901 Housing Market & Real Estate Update (Feb 21, 2026)

ZIP 35901 (Gadsden area, Etowah County, Alabama) continues to show a split picture: closed-sale stats look firmer, but the active-listing side still reads like a market where buyers can negotiate when a home is overpriced or needs work.

Top takeaways

Closed-sale prices: Redfin’s latest monthly snapshot (January 2026) shows a higher median sale price year over year, with homes taking about two months to sell on average.
Active inventory: Realtor.com’s live for-sale feed shows a triple-digit number of active listings in 35901, and days-on-market reads more ‘patient buyer’ than ‘instant offers’.
Values vs. sales: Zillow’s ZIP value index (through late 2025) shows modest annual growth, which may lag (or smooth out) what closed-sale medians are doing month to month.
Rates watch: National mortgage rates eased again in mid-February, which can expand buyer budgets at the margin, but selection and condition still drive outcomes locally.

Market snapshot (latest available)

Closed-sale view (Redfin, January 2026): The ZIP’s median sale price is reported around $246K, up sharply year over year, with 44 homes sold and roughly mid-60s days on market. Redfin also shows a sale-to-list ratio under 100%, a reminder that many deals are still being negotiated rather than bid up.

Active-listing view : Realtor.com shows a median listing price around $159,900 and about 133 active listings in 35901, with listings spending around 100 days on market on average. That longer marketing time typically rewards buyers who stay disciplined on inspection items and repair budgets.

Modeled value trend (Zillow ZHVI): Zillow’s typical home value for 35901 is about $156,141 (+0.8% year over year), with its snapshot also showing for-sale inventory and new listings counts (reported through late 2025). Use this as a directional trend line, not a replacement for comps.

Mortgage rates and affordability

Freddie Mac’s Primary Mortgage Market Survey shows the average 30-year fixed rate at 6.01% as of 02/19/2026 (down from the prior week). For shoppers in 35901, even small rate moves can change what ‘comfortable’ looks like, so it’s worth re-running payment scenarios before you make an offer.

What’s for sale nearby (no addresses)

A quick scan of the major portal search pages for 35901 suggests the usual winter mix: entry-level single-family resales, mid-market move-in-ready homes, and a smaller set of higher-priced properties where condition, views, or lot size drive the ask. If you’re touring this weekend, focus your due diligence on roof age, HVAC service history, drainage/water intrusion, and insurance costs—those are the items most likely to swing negotiations and true monthly cost.

ServiceXTC local pros

Today’s directory pull did not surface 3–5 verified ServiceXTC provider pages that clearly advertise service specifically in ZIP 35901 (home inspector, roofer, HVAC, electrician, plumber) without guessing. If you tell us what kind of property you’re buying or selling (age, slab vs. crawlspace, any known issues), we can post a tighter local checklist for bids and pre-list prep.

Sources

https://www.redfin.com/zipcode/35901/housing-market
https://www.realtor.com/realestateandhomes-search/35901
https://www.zillow.com/home-values/73638/gadsden-al-35901/
https://www.zillow.com/gadsden-al-35901/
https://www.freddiemac.com/pmms

Locals in 35901: are you seeing more price cuts lately, or are the best-kept homes still going pending quickly?