ZIP 45373 (Troy, OH) Housing Market & Real Estate Update — February 24, 2026

ZIP 45373 covers Troy in Miami County, Ohio. Today’s pulse: the market still looks competitive, but winter-season timing means buyers have a bit more breathing room than peak spring.

Top takeaways

Prices are still higher year over year on most trackers (recent ZIP-level sold metrics around the mid-$200Ks, with typical value estimates in the low-$270Ks).
Inventory is active (roughly 150–160 homes for sale depending on the portal), so shoppers should compare multiple sources before assuming supply is tightening or loosening.
Days-on-market is not ultra-fast, but it is not slow either: recent sold data points to about a 5–6 week pace for many homes.

Market snapshot (sales, listings, rentals)

On the sales side, Redfin’s ZIP update for January 2026 shows a median sale price of $265,000 (up 2.9% year over year), with homes selling in about 36 days and 92 homes sold for the month. Zillow’s Home Value Index for 45373 pegs a typical home value at $272,315, up 4.9% over the past year (data shown through late 2025).

Listing-side metrics are a little higher. Realtor.com’s ZIP search page shows a median listing price around $325,950 with about 158 active listings and roughly 52 days on market, while its ZIP overview highlights about 151 active listings and a seller-leaning backdrop (sale-to-list near 99% in its latest monthly view).

For renters, Realtor.com’s ZIP overview shows a median rent around $1,350 per month, with limited rental inventory at the ZIP level. If you are hunting for a lease, widening the radius toward nearby north-Dayton suburbs may reveal more options.

New construction and land signals

Builders and land shoppers have options to monitor. Zillow’s new-construction search for 45373 shows about 90 new-build results, and Zillow’s land search shows 3 active land listings in the ZIP (including both small under-1-acre lots and a much larger roughly 63-acre offering).

What’s for sale nearby (no exact addresses)

A large historic single-family home (5 bedrooms, roughly 6,000 square feet) is listed in the mid-$800Ks, a reminder that Troy’s upper-end inventory exists but is niche and condition-driven.
A renovated, flexible-use property listed around $250K is being marketed as a potential business space (and the listing notes a possible rental arrangement). Buyers should confirm zoning and permitted uses before underwriting the deal.
On the acreage side, one of the larger land listings in the ZIP is priced around $1.2M for roughly 63 acres, which is the kind of comp that can influence nearby farm and estate-lot expectations.

ServiceXTC local pros

Directory note: we did not find confirmed ServiceXTC provider pages specifically tagged to ZIP 45373 in today’s quick directory pass. Local inspectors and trade pros serving Troy can add a listing to help buyers and sellers line up pre-sale repairs and due diligence faster.

What are you seeing right now in 45373: more price cuts, more multiple-offer situations, or buyers waiting for better rates?

Sources

UnitedStatesZipCodes ZIP profile (city and county context)
Redfin ZIP 45373 housing market
Zillow ZIP 45373 home values, new construction, and land search pages
Realtor.com ZIP 45373 search and ZIP overview pages
Selected active listing examples (no addresses included above)