ZIP 45402 Housing Market & Real Estate Update (Dayton, OH) — February 22, 2026
45402 – February 22, 2026 – ZIP 45402 (Dayton) shows mixed signals: $120K median sale, ~70 actives, rents near $1.1K, and slower turn times.
ZIP 45402 (Dayton, Montgomery County, Ohio) continues to look like a value-priced, slower-moving pocket compared with many metro areas, with pricing signals that depend on which metric you track.
Top takeaways
- Closed-sale pricing remains relatively low: Redfin shows a $120K median sale price (January 2026).
- Inventory is active and homes are taking longer to move: Realtor.com shows roughly ~70 active for-sale listings and about ~3 months median days on market.
- List prices, sale prices, and value indexes can diverge in a ZIP like this, so compare recent comps by property type (single-family vs condo vs multi-family) before anchoring on any one number.
Market snapshot
Sale prices: Redfin’s January 2026 snapshot shows a median sale price around $120,000 (up slightly year over year), with homes taking longer to sell (about 72 days on average) and slightly fewer homes sold than last year.
List-side view: Realtor.com’s ZIP-level dashboard shows a median listing price near $159,900, about $122 per square foot, and inventory around 70 active listings. Realtor.com also shows median days on market near the high-80s.
Value index: Zillow’s home value page for 45402 lists a typical home value around $71,775 with data through January 31, 2026. That gap versus list and sale medians is a reminder to treat automated value indexes as a trend signal, then verify with recent comparable sales for the exact block and property type.
Rentals: still worth watching
Realtor.com’s market page shows a median rent around $1,100/month with dozens of active rentals. If you’re a landlord or investor, keep an eye on vacancy and concessions as the spring leasing season approaches.
What’s for sale right now (no addresses)
Current portal searches (Zillow, Redfin, and Realtor.com) show a wide spread of inventory types in 45402, from smaller entry-level homes and condos to larger historic properties. If you’re shopping this week:
- Use the longer days-on-market trend to negotiate on inspection items and closing credits.
- For older homes, budget for the big-ticket checks first: roof life, electrical panel capacity, plumbing condition, and basement/foundation moisture.
- If you need a lower payment, compare a slightly higher price with seller concessions versus a lower price with no help on closing costs.
ServiceXTC planning note
For pre-listing and pre-closing work, locals typically prioritize a home inspection, HVAC service, roof repair, and plumbing/electrical safety. (A ZIP-specific set of ServiceXTC provider pages for 45402 was not available to confirm in today’s quick directory pull.)
Sources
- Realtor.com ZIP 45402 market dashboard (pricing, inventory, rents)
- Redfin ZIP 45402 housing market trends
- Zillow ZIP 45402 home values and for-sale search pages
Question: In 45402, are you seeing more price cuts this month, or are the best listings still going fast?