ZIP 46526 Housing Market Update (February 22, 2026): Prices Up Year-Over-Year, Sales Pace Steady

ZIP 46526 (Goshen, Indiana area) is starting the year with higher closing prices and a steady pace of sales, even as buyers continue to weigh affordability.

Top takeaways

Recent closings in 46526 show a higher median sale price year over year, according to Redfin.
Homes are still moving in about a month on average, so well-priced listings can go quickly.
Mortgage rates are hovering around the low-6% range nationally, which keeps monthly payments top of mind.

Market snapshot (most recent month of reported sales)

Redfin reports that in January 2026 the median sale price in ZIP 46526 was about $255,000, up roughly 7.1% from a year earlier. Homes sold in an average of 32 days, and there were 61 closed sales for the month. That combination suggests demand is still healthy, but not so heated that every home disappears instantly.

Inventory and pricing signals

On the active-listing side, Realtor.com currently shows a median listing price near $199,900 for 46526, with about 61 active homes for sale and an average time on market around 49 days (listing-side metric). Differences between sale metrics and list metrics often come down to the mix of homes (size, condition, property type) and seller pricing strategies, so it can help to compare similar properties rather than headline numbers.

Rates watch (affordability driver)

Freddie Mac’s weekly survey had the average 30-year fixed mortgage rate around 6.09% (as of February 12, 2026). If rates stay near this level into spring, expect buyers to keep negotiating hard on condition, credits, and inspection findings, especially on homes that sit beyond the first couple of weeks.

What’s for sale nearby (no-address highlights)

Today, shoppers in 46526 can generally find:

Entry-level and older homes under the low-$200Ks (often needing updates or with smaller footprints).
Move-in-ready single-family options in the mid-$200Ks to low-$300Ks, where competition is usually strongest.
Higher-end or larger-lot properties in the $300Ks+, which can offer more negotiating room depending on days on market.

ServiceXTC local pros

We looked for verified ServiceXTC provider pages tied to ZIP 46526 for real-estate-adjacent needs (inspection, repairs, remodel prep). None were available in our directory snapshot today, so we are publishing this update without a local pro list.

Sources

Redfin ZIP 46526 housing market trends
Realtor.com homes for sale in 46526
Realtor.com ZIP 46526 market dashboard
Freddie Mac PMMS weekly mortgage rates
Zillow ZIP 46526 homes for sale (inventory context)

What are you seeing right now in 46526 – more price cuts, multiple offers, or buyers waiting for lower rates?