ZIP 56301 Housing Market & Real Estate Update (St. Cloud, MN) — February 21, 2026
56301 – February 21, 2026 – St. Cloud-area market pulse: Redfin shows prices up YoY, inventory modest, and homes taking ~2 months to sell locally.
ZIP 56301 (St. Cloud, Minnesota) is showing a winter market that still has real demand, but buyers are taking longer to decide and condition is driving the spread between quick sales and stale listings.
Top takeaways
- Prices are higher year over year on closed sales: Redfin’s latest ZIP trend view (January 2026) shows the median sale price around $323K, up about 11% YoY.
- Market pace has cooled a bit: Redfin reports roughly 57 days on market (January 2026), and Zillow’s ZIP dashboard shows a similar ‘days to pending’ figure near two months.
- Active choice for shoppers remains decent: Realtor.com and the major portals still show well over 100 active listings in the ZIP, which usually keeps negotiations tied to inspection results and pricing realism.
Market snapshot (latest available)
Closed-sale trend: Redfin’s January 2026 snapshot for 56301 shows a median sale price around $322.5K (+11.2% YoY), with 82 homes sold and a median 57 days on market. That combination typically reads as ‘still moving, but not frantic’—especially compared with peak-speed years.
Value + speed indicators: Zillow’s ZIP-level Home Value Index shows a typical value around $302K (+3.9% over the past year), and its end-of-month snapshot notes homes going pending in roughly 59 days (data through January 31, 2026). Treat this as a directional check (model-based) versus an MLS-only closed-sale stat.
Active listings + rents: Realtor.com’s 56301 pages show a median listing price around the mid-$300Ks, active listings in the low-to-mid 100s, and a reported median rent near $995/month. Inventory and rent figures can swing by season, so it’s worth watching whether spring brings more rentals and new resale listings.
What’s for sale nearby (no addresses)
A quick scan of current portal feeds shows the usual ‘three buckets’ locals are shopping right now:
- Entry-level homes and small multi-family: typically older housing stock where roof age, mechanicals, and water/moisture history can make or break financing and inspection negotiations.
- Move-in-ready mid-market: the broadest demand tends to be clean 3–4 bedroom options, where accurate pricing and good documentation can still get fast showings.
- Land/acreage: land listings are present in the ZIP-level feeds; buyers should focus on utilities, access, and buildability (and budget for driveway, septic/well where applicable).
ServiceXTC local pros (real-estate-adjacent)
Today’s directory check did not surface verified ServiceXTC provider pages tagged specifically to ZIP 56301 yet. If you’re preparing a listing or responding to inspection items, the highest-ROI calls are usually: home inspection, roofing repair, HVAC service, plumbing leak fixes, electrical safety corrections, and a punch-list handyman for trim/paint/doors.
Sources
- Zillow (56301 home values; 56301 homes for sale; 56301 land)
- Redfin (56301 housing market; 56301 active listings)
- Realtor.com (56301 homes for sale; 56301 local market dashboard)
Locals: are you seeing more price cuts in 56301 right now, or are the best-kept homes still going pending quickly?