ZIP 65560 Housing Market Update (Salem, MO): Rates eased a bit, values still trending up
65560 – February 22, 2026 – Values are up about 5% YoY; for-sale inventory is ~84; 30-year rates averaged 6.01%. Snapshot plus what is selling now.
ZIP 65560 (Salem in Dent County, Missouri) is starting late February with a steady resale market: modest inventory, mixed home types (in-town plus acreage), and mortgage rates that eased slightly week-over-week.
Top takeaways
- Mortgage rates dipped: Freddie Mac puts the average 30-year fixed at 6.01% as of February 19, 2026.
- Zillow shows typical home values around $180,980, up 5.0% year-over-year (data through January 31, 2026).
- Inventory looks moderate: Zillow reports 84 homes in for-sale inventory and 11 new listings as of January 31, 2026.
- Today’s active supply includes everything from smaller homes in town to land and farm-style properties, so pricing and days-on-market can vary widely by property type.
Market snapshot
Home values: Zillow’s ZIP-level housing market page shows typical home values at $180,980 (+5.0% over the past year), with a median list price shown at $216,567 as of January 31, 2026.
Inventory and new listings: Zillow’s same snapshot shows 84 homes in for-sale inventory and 11 new listings (as of January 31, 2026). Realtor.com’s ZIP market dashboard (reporting period: December 2025) also points to a market where active listings are up versus prior years, with a median home value metric shown near the low-$200Ks and a slower pace typical of rural markets.
Mortgage rates: With the 30-year fixed-rate average at 6.01% (PMMS), affordability is still rate-sensitive. In practical terms, small changes in rate can move the monthly payment enough to impact the pool of qualified buyers for entry-level and mid-range homes.
What’s for sale nearby (no addresses)
Scanning current 65560 search results, the available mix looks like:
- Smaller in-town homes: a handful of listings priced roughly from the $70Ks into the mid-$100Ks range.
- Small acreage and buildable land: examples include smaller lots around 5–10 acres in the low-$30Ks range.
- Recreation and farm properties: larger tracts around 40 acres (around the mid-$100Ks) and at least one large farm-style offering in the 200+ acre range priced around the high-$900Ks.
ServiceXTC local pros (directory note)
We could not confirm any ServiceXTC directory provider pages specifically tied to ZIP 65560 today. If you’re local and planning a listing-prep project, the most in-demand help in rural markets is usually septic/well contractors, electricians, HVAC techs, roofers, and general remodel/handyman crews.
What are you seeing right now in 65560: more price cuts, more land deals, or buyers waiting for rates to fall further?
Sources
https://www.zillow.com/home-values/86845/rolla-mo-65560/
https://www.realtor.com/local/market/missouri/zipcode-65560
https://www.realtor.com/realestateandhomes-search/65560
https://www.redfin.com/zipcode/65560
https://www.freddiemac.com/pmms
https://servicextc.com/