ZIP 86301 (Prescott, AZ) Housing Market & Real Estate Update — February 22, 2026
86301 – February 22, 2026 – Prescott ZIP check: Redfin shows Jan median sold $540K; Realtor counts ~400 actives; rates near 6.01%; plus what’s for sale.
ZIP 86301 (Prescott, AZ) is showing a slightly softer pricing trend year over year, while buyers still have a workable amount of choice on the market.
- Top takeaways:
- Redfin’s latest month readout shows a $540K median sold price (Jan 2026) and prices down about 4% year over year.
- Realtor.com shows roughly 400 homes for sale in the ZIP, with buyers seeing longer marketing times than many markets.
- Mortgage affordability improved a touch: Freddie Mac’s weekly survey put the 30-year fixed at 6.01% (Feb 19, 2026).
Market snapshot
Sales and pricing: Redfin reports the median sale price in 86301 was $540,000 in January 2026, with median price per square foot around $281. It also shows 115 homes sold in January and a 72-day median time to sell.
Active supply and list-side reality: Realtor.com’s ZIP dashboard shows 398 homes for sale, a $619,000 median listing price, and about 85 days on market on its tracker. Taken together, that mix (higher list prices vs. lower sold medians) often signals room for negotiation on homes that are not perfectly updated or are priced above recent comps.
Mortgage-rate watch (what it means locally)
Rates move fast, but the latest weekly PMMS release shows the 30-year fixed averaged 6.01% on February 19, 2026. For Prescott-area buyers, even a small dip can widen purchasing power, but it usually takes a few weeks to show up in accepted offers and closed sales.
Development and permitting notes
If you’re tracking new units or remodel activity, the City of Prescott Planning & Zoning page is a helpful starting point for current projects, meeting calendars, and submittal guidance. The City also highlighted housing-related funding work through its Community Development Block Grant program; the published PY2026 application deadline was January 30, 2026, so the next updates to watch are workshop follow-ups, awards, and any related project announcements.
What’s for sale nearby (quick ways to scan inventory)
Instead of calling out specific street addresses, here are a few practical ways locals are shopping right now:
- New-to-market: Redfin’s new-listings feed for 86301 is a good pulse-check on fresh inventory and how quickly it is building week to week.
- Entry-price options: Zillow’s 86301 search can be filtered for condos/townhomes and smaller single-family homes to see what is realistically available under common price breakpoints.
- Broader mix: Realtor.com’s 86301 view is useful for comparing days-on-market and list-price cuts across different neighborhoods in the ZIP.
ServiceXTC directory check
Today’s directory pull did not surface verified ServiceXTC provider pages clearly tied to ZIP 86301. If you’re a Prescott-area inspector, roofer, HVAC tech, electrician, plumber, or remodeler, consider adding your listing so locals can find you in-market.
Sources (used for this update)
- Redfin 86301 housing market dashboard
- Realtor.com 86301 ZIP dashboard
- Zillow 86301 homes-for-sale search
- Freddie Mac PMMS weekly mortgage rates
- City of Prescott Planning & Zoning and CDBG pages
What are you seeing in 86301 right now—more price cuts, more buyer traffic, or more homes sitting longer than expected?