ZIP 92003 Housing Market & Real Estate Update — February 22, 2026
92003 – February 22, 2026 – Bonsall-area market check: Redfin shows January median sold about $1.05M; Zillow value near $995K; rates hover near 6%.
ZIP 92003 (Bonsall area, San Diego County) continues to look like a higher-price, lower-velocity market: prices are up year over year, but homes are taking longer to move.
Top takeaways
- Recent closed-sale data shows a higher median sold price versus last year, while days on market have stretched.
- List-side pricing still looks firm, but buyers appear to have more time and more room to negotiate than a year ago.
- Mortgage rates remain around the low-6% range, which is still the biggest swing factor for spring demand.
Market snapshot
Redfin’s ZIP-level dashboard for January 2026 shows a median sale price around $1.05M (up sharply year over year). It also shows homes taking about 97 days to sell on average and 13 closed sales for the month. In plain English: comps are expensive, but the pace has cooled compared with last year’s faster turnover.
On the pricing side, Zillow’s home-value index for 92003 sits just under $1.0M (data through late 2025). Zillow also shows for-sale inventory in the few-dozen range at year-end, reinforcing the ‘not many choices’ feel buyers run into here.
Rates to watch
Freddie Mac’s weekly survey has the 30-year fixed rate hovering near 6.1% in early February. Even small moves matter in a market like 92003 where loan sizes tend to be bigger: a few tenths of a point can change a buyer’s monthly comfort level and, ultimately, their willingness to meet asking price.
What’s for sale nearby (no-address examples)
- Large-lot single-family: an example active listing shows a 4 bed / 5 bath home around 4,800 sq ft on a little over 2 acres, priced around the mid-$2M range.
- Land: a sample listing shows a 3.7-acre parcel (land-only) with an online value estimate in the high-$300Ks.
- More land options: another example listing shows a 4.7-acre lot priced around $150K, highlighting that raw land pricing can vary widely based on access, utilities, and buildability.
Home prep and repair notes
We could not confirm any ServiceXTC directory provider pages specifically tagged to ZIP 92003 today. If you’re prepping a sale or planning a purchase, the highest-impact ‘get it scheduled early’ items locally are usually roof checks, pest/termite, septic (where applicable), and irrigation/landscaping cleanup for curb appeal.
Sources
- Redfin (92003 housing market dashboard)
- Zillow (92003 home values and inventory)
- Freddie Mac PMMS (weekly mortgage rates)
- Zillow and Realtor.com (example active listings)
What are you seeing right now in 92003—more price cuts, more multiple-offer situations, or just longer days on market?