ZIP 95110 Housing Market & Real Estate Update (San Jose) — February 25, 2026

ZIP 95110 (San Jose, Santa Clara County, CA) is showing a familiar 2026 pattern: prices are roughly flat year-over-year, inventory is tight, and rate moves are influencing buyer urgency more than local headline news.

Top takeaways

Median sale price is about $799K (Jan 2026), essentially flat vs. last year.
Active inventory is lean (roughly high-20s to mid-30s listings, depending on the tracker).
Mortgage rates dipped again; the national 30-year fixed average was 6.01% as of Feb. 19, 2026.
Rents remain firm, with a recent median around $2,695/month.

Market snapshot

Redfin’s ZIP dashboard reports a $799,000 median sale price in January 2026 (-0.25% YoY). Homes are moving in about 34 days on median, and recent closings ran at roughly 98.6% of list price.

Realtor.com’s ZIP market view (latest period shown: December 2025) puts the median home price near $779,000 (-2.5% YoY) with 27 active listings and about 67 days on market. Realtor.com’s active-search results show a somewhat higher active count (mid-30s), so treat inventory totals as a range rather than a single number.

Rates watch

Freddie Mac’s weekly survey shows the 30-year fixed averaged 6.01% as of February 19, 2026 (down from 6.09% the prior week). If you’re shopping, re-check payments at today’s rate versus your earlier pre-approval.

Rentals

Realtor.com’s ZIP rental snapshot shows a $2,695/month median rent with 30+ active rentals. Watch time-on-market and concessions if you’re negotiating a lease.

What’s for sale nearby (high level)

Condos and townhomes dominate the active mix, often clustered from the high-$600Ks into the $900Ks.
Occasional single-family inventory tends to draw faster attention when priced close to recent comps.
Land or mixed-use opportunities appear intermittently; confirm zoning and feasibility before budgeting for design or permits.

ServiceXTC local pros

No confirmed ServiceXTC provider pages matched ZIP 95110 in our index today. If you serve 95110 (inspection, HVAC, plumbing, electrical, roofing, painting, remodeling), consider getting listed for upcoming spring demand.

Sources

Realtor.com ZIP 95110 market data; Redfin ZIP 95110 housing market; Freddie Mac PMMS weekly rates; UnitedStatesZipCodes ZIP 95110 profile; Realtor.com 95110 homes for sale; Homes.com 95110 search.

What are you seeing in 95110 — more price cuts, or are well-priced units still going pending quickly?