ZIP 95827 Housing Market & Real Estate Update — February 24, 2026

ZIP 95827 (post office city Sacramento, Sacramento County, CA) continues to show a slower, more negotiation-friendly pace heading into late winter, even while prices remain in the mid-$400Ks.

Top takeaways

Latest closed-sales read: January 2026 median sold price was $455,000 (down 4.2% year over year) and homes averaged about 52 days on market (Redfin).
Values are relatively steady: Zillow puts the typical home value around $460,602 (down 2.5% over the past year), with a modest +1.1% one-year forecast.
Rates are helping a bit: Freddie Mac’s weekly survey showed a 30-year fixed average of 6.01% as of February 19, 2026.
Inventory depends on the portal and filters, but active for-sale counts generally look like a few dozen homes in the ZIP right now.

Market snapshot

Prices: Redfin’s January 2026 data shows $455K median sold and $314 per square foot (up 2.3% YoY), suggesting buyers are still paying for well-presented homes even as the headline median softens.

Speed and leverage: The big change is time. Redfin shows roughly 52 days on market in January versus 18 days a year earlier, plus fewer closed sales (25 vs 32). That usually translates into more inspections, more appraisal awareness, and a wider gap between turnkey and fixer condition.

Inventory cross-check: Zillow’s ZIP dashboard showed 21 homes in for-sale inventory (data through Jan 31, 2026), while Realtor.com’s ZIP market page listed 42 active listings in Dec 2025 and its active search currently shows about 50 homes for sale. Different systems, different cutoffs, but the direction is clear: choices exist, yet supply is not abundant.

What is for sale in 95827 right now (high level)

Current listing pages show a mix of:

Resale single-family homes commonly clustered in the low-to-mid $400Ks.
New-construction and newer-build options showing up around the high $400Ks to low $500Ks range.
Manufactured home listings that can start near the low $100Ks and run into the $200Ks, depending on size and park factors.
Occasional high-end outliers (one current Zillow example is listed around $3.4M), which can skew price impressions when inventory is thin.

If you are shopping, this is a good week to save searches and watch for price drops, especially on homes sitting 30–60+ days.

Rentals check

Zillow’s rent index shows an average rent around $1,770 in January 2026 (up about 2.4% year over year). Realtor.com’s ZIP summary reported a $1,895 median rent for Dec 2025. Net: rents look firm, so would-be buyers weighing rent vs buy should keep a close eye on rate moves and insurance/tax costs.

ServiceXTC local pros (directory note)

We were not able to surface a verified set of ServiceXTC provider pages specifically tagged to ZIP 95827 today. If you are a local contractor who serves 95827, consider adding or claiming your listing so future updates can spotlight true neighborhood pros.

What are you seeing in 95827 right now: more price cuts, more bidding, or more homes sitting longer?

Sources

https://www.redfin.com/zipcode/95827/housing-market
https://www.zillow.com/home-values/98436/rancho-cordova-ca-95827/
https://www.realtor.com/local/market/california/zipcode-95827
https://www.unitedstateszipcodes.org/95827/
https://www.freddiemac.com/pmms/archive
https://www.zillow.com/rancho-cordova-ca-95827/
https://www.redfin.com/zipcode/95827
https://www.realtor.com/realestateandhomes-search/95827